It's called the FDIC, you idiots.
My bank failed today. It could have been taken over by the FDIC, but it wasn't. Chase bought it. So now I don't have money with WaMu, it's with Chase. That is to say, if I had money. Which I don't.
But I am amused and angered by the number of people who are storming to WaMu (it's a major bank down here) to get their money out.
Unless you have more than $100 grand in the bank, you don't need to get it. It's insured by the FDIC. If the bank fails, the FDIC takes it over immediately and guarantees your deposits. Your ATM card still works, your checks still work, everything works as normal. If you aren't near your bank, you can get your money sent to you in a Treasury check. It takes about one business day.
QUIT PANICKING YOU IDIOTS